Retirement Money Mastery 12-Week RS Replays
View each class below by clicking on the Class number. Expand each section to play the class replay, get helpful resources, and download the handouts.
This kickoff session gives you a bird’s-eye view of the 12-week course. We’ll introduce the three retirement investing phases and walk through what you can expect to gain from the program.
Click below for helpful links as well as useful downloads.
Terminology Pamphlet: Terminology pamphlet to review various terms.
Broker Check: Research brokers, advisors, and financial professionals to verify credentials and history.
Financial Preparedness Sheet: This document outlines things to think of when assessing how prepared you are financially.
Class Intro Sheet: This document gives an overview of what we’ll be covering in class this semester.
Class 1 Slides: Click this link to view the slides for class 1.
Learn how to assess your full financial picture, including cash flow, insurance, estate plans, taxes, and real estate. This foundation helps you understand where you are now so you can plan where to go next.
Each session walks you through essential investing concepts in plain English. Plus, you get downloadable checklists and templates to stay organized.
Financial Figures: This document provides a summary of key financial figures and deadlines for 2025.
Income & Expenses Budget Sheet: Use this sheet to track your income and expenses.
Life Insurance Awareness Month: This document highlights that September is Life Insurance Awareness Month. While the traditional focus of life insurance shifts for seniors, it can still provide security, peace of mind, and financial stability for loved ones.
Class 2 Slides: Click here to view the slides for class 2.
We demystify account types like IRAs, 401(k)s, and taxable accounts. You’ll also learn the differences between ETFs and mutual funds, and how to read portfolio summaries.
Mutual Funds vs. ETFs: Learn the key differences and how they fit into a portfolio.
Mutual Funds & ETFs Guide - Investor.gov : A government resource for deeper insights.
Emergency Checklist : This document outlines 10 critical actions for retirement security and emphasizes that missing one piece can unravel the entire plan.
Class 3 Slides : Click the link to view slides for class 3.
Learn how to assess your full financial picture, including cash flow, insurance, estate plans, taxes, and real estate. This foundation helps you understand where you are now so you can plan where to go next.
Each session walks you through essential investing concepts in plain English. Plus, you get downloadable checklists and templates to stay organized.
Portfolio Construction Guide: A quick overview of how to build a balanced investment portfolio using time horizon, risk tolerance, and diversification strategies.
Stock Market Average Returns: A helpful link to learn more about historical market returns to help set realistic expectations for long-term investment growth.
Class 4 Slides: Click here to view the slides for class 4.
Explore how to build portfolios using "lateral" and "vertical" strategies based on types of investors and different investment goals. This is where portfolio design gets personal.
Each session walks you through essential investing concepts in plain English. Plus, you get downloadable checklists and templates to stay organized.
Lateral & Vertical Portfolio Construction Guide : Explains how different investment structures align with time horizons and risk tolerance.
Needs-Based Portfolio : Explore Needs-Based portfolio concepts.
Class 5 Slides : Click here to view class 5 slides.
Learn how to categorize yourself as an investor and apply lateral and vertical integration strategies. This class is about matching your portfolio to your personality and risk comfort.
Each session walks you through essential investing concepts in plain English. Plus, you get downloadable checklists and templates to stay organized.
Needs-Based Portfolio: Explore Needs-Based Portfolio concepts.
National Financial Planning Month: Explore the theme of the month.
Class 6 Slides: Click here to view Class 6 slides.
We'll unpack key concepts like beta, alpha, R-squared, mean return, standard deviation, and the Sharpe ratio—without the math headache. This session gives you the language to evaluate portfolio performance.
Modern Portfolio Theory Overview: A guide on how MPT helps investors balance risk and return, optimize diversification, and assess performance using statistical measures.
ABC's of Credit Rating: This resource explains how credit ratings work, what they mean, and their role in bond investing. It also covers how to interpret different credit rating scales and their limitations.
Class 7 Slides: Click here to view the slides for class 7.
Learn how to categorize yourself as an investor and apply lateral and vertical integration strategies. This class is about matching your portfolio to your personality and risk comfort.
Risk Tolerance Guide: Explains different risk tolerance levels and their impact on investing.
Investor Profile Questionnaire: A tool from Charles Schwab to help investors assess their risk tolerance and portfolio suitability.
Fighting Fraud 101: A FINRA guide to learn helpful tips on avoiding fraud.
How to Avoid Investment Scams: Another FINRA sheet to help you learn how to avoid investment scams.
Class 8 Slides: Click the link to view the slides for class 8.
Now that your portfolio is built, we focus on keeping it on track. Learn how to monitor performance, make smart tax moves, and update your estate plan as life changes.
A Guide for Older Investors: This guide from the SEC will help you learn key investment basics, how to research and monitor your accounts and more.
Portfolio Monitoring : A guide for monitoring your portfolio throughout the year, complete with tips on tools, timing, and tactical adjustments.
Year End Checklist : Use this checklist to do an end-of-year check-up on your finances.
The Case for Staying Invested Through Volatile Markets : A helpful resource mentioned during class about the importance of staying invested though challenging times. (See slide 46 in class 9).
Class 9 Slides : Click the link to view the slides for class 9.
This class explains how to structure your accounts and trusts to protect your assets and loved ones. You'll also get a checklist to help you stay current with your estate planning needs.
Estate Planning Checklist: A detailed list of tasks to ensure your plan is complete.
Estate Planning Tip Sheet: A quick summary of key terms and reminders.
Class 10 Slides: Click here to view the slides for class 10.
Learn how to optimize taxes in retirement, including Roth conversions, account ownership strategies, and the tax implications of real estate.
Fidelity Tax-Efficient Investing Guide: Learn how to build a plan to reduce taxes through smart investment choices, account use, and timing.
Tax-Efficient Investing Management: Learn how to build a plan to reduce taxes.
Class 11 Slides: Click here for class 11 slides.
We review the entire course and help you decide whether to manage your portfolio on your own or work with a financial advisor. You’ll also get tools to evaluate your current advisor.
Value of an Adviser: Click here to learn about what an adviser can do for you.
SEC Investor Bulletin: Click here to learn more.
Class 12 Slides: Click here to view the slides for class 12.