This class offers a high-level overview of account types—individual, joint, trust, and custodial—and when each is beneficial. You’ll learn tax-efficiency management basics: using tax-deferred and tax-exempt accounts, selecting tax-advantaged investments, and placing assets for better after-tax returns. We’ll outline Roth conversions (when and why) and highlight real-estate tax deductions. Attendees leave with a simple checklist to optimize account selection, asset location, and next-step planning